.finance-hero {
  padding-bottom: clamp(3rem, 7vw, 5.5rem);
}

.finance-hero h1 {
  max-width: 12ch;
}

.finance-kicker {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  margin: 0 0 1rem;
  padding: 0.42rem 0.7rem;
  border: 1px solid rgba(243, 207, 22, 0.5);
  border-radius: 999px;
  color: var(--yellow);
  font-size: 0.76rem;
  font-weight: 950;
  letter-spacing: 0.11em;
  text-transform: uppercase;
}

.finance-kicker::before {
  width: 0.58rem;
  height: 0.58rem;
  content: "";
  border-radius: 50%;
  background: var(--yellow);
  box-shadow: 0 0 0 5px rgba(243, 207, 22, 0.12);
}

.payment-preview {
  overflow: hidden;
  border: 1px solid rgba(243, 207, 22, 0.45);
  background: #171915;
  box-shadow: var(--shadow);
}

.payment-preview-top {
  padding: 1.4rem;
  border-bottom: 1px solid rgba(243, 241, 234, 0.13);
}

.payment-preview-top span {
  display: block;
  color: var(--paper-muted);
  font-size: 0.74rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.payment-preview-top strong {
  display: block;
  margin-top: 0.35rem;
  color: var(--yellow);
  font-size: clamp(2.15rem, 5vw, 3.4rem);
  font-weight: 1000;
  letter-spacing: -0.06em;
  line-height: 1;
}

.payment-preview-body {
  padding: 1.4rem;
}

.payment-dots {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0.5rem;
  margin-bottom: 1rem;
}

.payment-dots span {
  display: grid;
  aspect-ratio: 1;
  place-items: center;
  border: 1px solid rgba(243, 207, 22, 0.4);
  border-radius: 50%;
  background: rgba(243, 207, 22, 0.08);
  color: var(--yellow);
  font-weight: 1000;
}

.payment-preview-body p {
  margin: 0;
  color: var(--paper-muted);
  font-size: 0.88rem;
}

.finance-surface {
  padding: clamp(4rem, 8vw, 7rem) 0;
  background: var(--paper);
  color: var(--ink);
}

.finance-intro {
  display: grid;
  grid-template-columns: minmax(0, 0.8fr) minmax(320px, 1.2fr);
  align-items: center;
  gap: clamp(2rem, 6vw, 5rem);
  margin-bottom: clamp(4rem, 8vw, 7rem);
}

.finance-intro h2,
.finance-section h2 {
  margin: 0 0 1rem;
  font-size: clamp(2.45rem, 5vw, 4.5rem);
  font-weight: 1000;
  letter-spacing: -0.065em;
  line-height: 0.98;
}

.finance-intro p,
.finance-section > p {
  color: #555750;
}

.combined-card {
  position: relative;
  overflow: hidden;
  padding: clamp(1.5rem, 4vw, 2.5rem);
  border: 1px solid #aaa99f;
  background: #fffef8;
  box-shadow: 0 24px 50px rgba(16, 18, 16, 0.1);
}

.combined-card::after {
  position: absolute;
  right: -4rem;
  bottom: -5rem;
  width: 12rem;
  height: 12rem;
  content: "";
  border: 2rem solid rgba(243, 207, 22, 0.32);
  border-radius: 50%;
}

.combined-label {
  color: #6b6d65;
  font-size: 0.75rem;
  font-weight: 950;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.invoice-stack {
  position: relative;
  z-index: 1;
  display: grid;
  gap: 0.65rem;
  margin: 1.2rem 0 1.4rem;
}

.invoice-line {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.85rem 1rem;
  border-left: 5px solid var(--yellow);
  background: #e9e6dc;
  font-weight: 850;
}

.invoice-total {
  border-left-color: var(--ink);
  background: var(--ink);
  color: var(--paper);
}

.combined-card > strong {
  position: relative;
  z-index: 1;
  font-size: 1.15rem;
}

.steps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
  margin: 2rem 0 0;
  padding: 0;
  counter-reset: finance-step;
  list-style: none;
}

.steps li {
  min-width: 0;
  padding: 1.4rem;
  border-top: 6px solid var(--yellow);
  background: var(--ink);
  color: var(--paper);
  counter-increment: finance-step;
}

.steps li::before {
  display: block;
  margin-bottom: 1.2rem;
  color: var(--yellow);
  content: "0" counter(finance-step);
  font-size: 1.9rem;
  font-weight: 1000;
  letter-spacing: -0.04em;
}

.steps strong {
  display: block;
  margin-bottom: 0.5rem;
  font-size: 1.15rem;
  line-height: 1.1;
}

.steps p {
  margin: 0;
  color: var(--paper-muted);
  font-size: 0.9rem;
}

.finance-section + .finance-section {
  margin-top: clamp(4rem, 8vw, 7rem);
}

.benefit-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
  margin-top: 2rem;
}

.benefit-card {
  padding: clamp(1.4rem, 3vw, 2rem);
  border: 1px solid #aaa99f;
  background: #fffef8;
}

.benefit-card span {
  display: grid;
  width: 2.8rem;
  height: 2.8rem;
  margin-bottom: 1.3rem;
  place-items: center;
  border-radius: 50%;
  background: var(--yellow);
  font-weight: 1000;
}

.benefit-card h3 {
  margin-bottom: 0.7rem;
  font-size: 1.35rem;
  font-weight: 1000;
  letter-spacing: -0.03em;
}

.benefit-card p {
  margin: 0;
  color: #585a53;
}

.ready-panel {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(300px, 0.8fr);
  align-items: center;
  gap: 2rem;
  margin-top: clamp(4rem, 8vw, 7rem);
  padding: clamp(1.6rem, 5vw, 3.5rem);
  background: var(--yellow);
}

.ready-panel h2 {
  margin: 0 0 0.8rem;
  font-size: clamp(2.4rem, 5vw, 4rem);
  font-weight: 1000;
  letter-spacing: -0.065em;
}

.ready-panel p {
  margin: 0;
  color: rgba(16, 18, 16, 0.76);
}

.ready-actions {
  display: grid;
  gap: 0.75rem;
}

.ready-actions .button {
  width: 100%;
  border-color: var(--ink);
  background: var(--ink);
  color: var(--paper);
}

.ready-actions .button.secondary {
  background: transparent;
  color: var(--ink);
}

.eligibility-box {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(260px, 0.7fr);
  gap: 2rem;
  margin-top: 2rem;
  padding: clamp(1.4rem, 4vw, 2.4rem);
  border-left: 7px solid var(--yellow);
  background: #dedbd1;
}

.eligibility-box h3 {
  margin-bottom: 0.8rem;
  font-size: 1.55rem;
  font-weight: 1000;
}

.eligibility-box p {
  margin-bottom: 0;
  color: #53554e;
}

.eligibility-box ul {
  margin: 0;
  padding-left: 1.2rem;
  color: #454741;
  font-weight: 750;
}

.eligibility-box li + li {
  margin-top: 0.45rem;
}

.finance-faq {
  max-width: 880px;
}

.finance-faq details {
  border-top: 1px solid #aaa99f;
}

.finance-faq details:last-child {
  border-bottom: 1px solid #aaa99f;
}

.finance-faq summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.25rem 0;
  cursor: pointer;
  font-size: 1.08rem;
  font-weight: 950;
  list-style: none;
}

.finance-faq summary::-webkit-details-marker { display: none; }
.finance-faq summary::after { color: #8b7300; content: "+"; font-size: 1.5rem; }
.finance-faq details[open] summary::after { content: "−"; }
.finance-faq details p { margin: -0.35rem 0 1.3rem; color: #555750; }

.fine-print {
  margin-top: 1.2rem;
  color: #66685f;
  font-size: 0.8rem;
  line-height: 1.5;
}

.fine-print a {
  color: #33352f;
  font-weight: 800;
}

@media (max-width: 880px) {
  .finance-intro,
  .ready-panel,
  .eligibility-box { grid-template-columns: 1fr; }
  .steps { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .benefit-grid { grid-template-columns: 1fr; }
}

@media (max-width: 560px) {
  .finance-hero h1 { font-size: clamp(2.9rem, 14vw, 4.2rem); }
  .payment-preview { width: 100%; }
  .payment-dots { gap: 0.35rem; }
  .steps { grid-template-columns: 1fr; }
  .steps li { min-height: 0; }
  .invoice-line { align-items: flex-start; flex-direction: column; gap: 0.15rem; }
  .ready-panel { margin-inline: -0.15rem; }
}